Direct loans

Direct loans
The direct loans program is limited to projects sponsored by small business and generally ranges in amounts from $200,000 to $4 million from OPIC's own funds. While OPIC cannot normally invest in equity shares of a venture, it does at times loan through convertible debt instruments with profit participation features. This financial structure strengthens the venture's equity base; might assist in achieving some local ownership by sale of the instruments to host country citizens; and increases OPIC's yield to compensate for the risks in its own portfolio.

Direct Loans are low-interest loans for students and parents to help pay for the cost of a student's education after high school. The lender is the U.S. Department of Education (the Department) rather than a bank or other financial institution.

With Direct Loans, you

    * Borrow directly from the federal government and have a single contact-the Direct Loan Servicing Center—for everything related to the repayment of your loans, even if you receive Direct Loans at different schools.
    * Have online access to your Direct Loan account information 24 hours a day, 7 days a week at Direct Loans on the Web at: www.dl.ed.gov.
    * Can choose from several repayment plans that are designed to meet the needs of almost any borrower, and you can switch repayment plans if your needs change.

In online direct Loans users can:

Your Account ...
Make online payments, view your account balances and payment history, change your billing options, enroll in electronic services and much more...

Loan Consolidation ...
A Consolidation Loan allows you to combine one or more of your federal education loans into a new loan that offers you several advantages such as one monthly payment, flexible repayment options, and reduced monthly payments.

1098-E Tax Information ...
Your 1098-E was included with your Annual Statement that was mailed in January of this year. You also can download your 1098-E online from this Web site.

Enroll in Electronic Services ...
You can choose to receive your Direct Loan bills and correspondence electronically, eliminating paper mail. Electronic services are faster, free, and more convenient.

Make an Online Payment ...
Paying your Direct Loan online from this site is free, convenient, and saves you time and money. You can even schedule your payments up to six months into the future.

Web Site Maintenance
The Direct Loan Servicing Online Web site has a scheduled maintenance period every Friday from 4:00 A.M. EST to 7:00 A.M. EST to perform routine maintenance and some services may not be available. Services will be interrupted only if scheduled maintenance is needed during those hours.

Relative
 flexible repayment options  federal education loans  direct loan servicing  low interest loans  direct loan servicing center  loan servicing center  direct loans  equity base  e online  e tax  s education  repayment plans  opic  loan consolidation  loan account  billing options  convertible debt  financial structure  consolidation loan  debt instruments  

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